Disclaimer
Important regulatory disclosures and terms of use for this website
Last updated: 14 July 20251. General Information Only
The content published on mahipalkatha.com is provided for general informational and promotional purposes only. Nothing on this website constitutes personalised financial advice, investment advice, tax advice, legal advice, or any other form of professional advice regulated under the laws of India, the United Kingdom, the United States, the UAE, or any other jurisdiction.
The information presented about financial products, services, and investment opportunities is intended to give a general overview and to invite enquiries. It is not tailored to the individual financial circumstances, objectives, or risk tolerance of any specific visitor to this website.
Mahipal Katha and the entities associated with this website accept no responsibility for any financial decisions taken by visitors based solely on the content of these pages.
2. Investment Risk Warning
The value of investments and the income from them can go down as well as up. Past performance is not a reliable indicator of future results. You may get back less than you originally invested.
Specific risks applicable to the investment products discussed on this website include, but are not limited to:
- Market risk — the value of equity-linked investments fluctuates with market conditions
- Liquidity risk — certain investment products may not be easily redeemable before their maturity date
- Currency risk — NRIs investing in Indian-rupee-denominated products are exposed to exchange rate fluctuations
- Inflation risk — returns may not keep pace with inflation, reducing purchasing power over time
- Regulatory risk — changes in SEBI, FEMA, RBI, or IRDAI regulations may affect product eligibility, tax treatment, or repatriation
- Counterparty risk — the financial strength and credit rating of the product issuer may change over time
Unit Linked Insurance Plans (ULIPs) and equity mutual funds are particularly subject to market volatility. Returns are not guaranteed and are linked to the performance of the underlying fund.
3. Insurance Solicitation Notice
Insurance products referred to on this website — including life insurance, health insurance, and ULIP products offered through Tata AIA Life Insurance — are subject to the terms and conditions of the respective policy contracts.
Important notes regarding insurance products:
- Tax benefits under the Income Tax Act 1961 are subject to changes in tax law and individual eligibility
- Premiums, coverage, and benefits vary by product, sum assured, and policyholder profile
- NRI eligibility for specific plans is subject to the insurer's underwriting guidelines and applicable IRDAI regulations
- Health insurance products are subject to waiting periods, sub-limits, and exclusions as detailed in the policy schedule
- Claims are subject to fulfilment of policy terms and conditions
Mahipal Katha acts as a licensed Business Associate of Tata AIA Life Insurance and facilitates the solicitation of insurance products. The insurance contract is between the policyholder and Tata AIA Life Insurance Company Limited. Mahipal Katha is not the insurer and is not liable for claims settlement or policy performance.
4. Regulatory Disclosures
The following regulatory relationships and registrations are disclosed in accordance with SEBI, IRDAI, and applicable law:
Finsetter & Prudent Corporate Advisory Services Ltd.
Mahipal Katha is a Partner at Finsetter, a platform of Prudent Corporate Advisory Services Ltd., which is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser. Financial advisory and investment-related services on this website are offered through this registered entity.
Tata AIA Life Insurance — Licensed Business Associate
Mahipal Katha is a licensed Business Associate of Tata AIA Life Insurance Company Limited, a joint venture of the Tata Group and AIA Group Limited, regulated by the Insurance Regulatory and Development Authority of India (IRDAI). Insurance products are offered under this licence.
Any financial or insurance advisory activity conducted through or referred from this website is subject to the regulatory frameworks of SEBI, IRDAI, RBI, and FEMA as applicable. Visitors are encouraged to verify regulatory registrations directly with the relevant authority before engaging any advisory services.
5. No Guarantee of Returns
Nothing on this website, in any consultation, or in any communication from Mahipal Katha or the Finsetter advisory team should be construed as a guarantee, promise, or assurance of any specific return on investment or insurance benefit.
- Projected or illustrative returns shown in product literature are based on assumed rates of return and are not guaranteed
- Actual returns will depend on market performance, fund NAV, policy terms, and other variable factors
- Historical performance data, where referenced, does not constitute a promise of equivalent future performance
- Insurance maturity benefits are subject to survival of the policyholder, premium payments, and policy terms
6. NRI & Cross-Border Compliance
This website serves visitors from multiple countries, including the United Kingdom, the United States, the United Arab Emirates, and India. The information provided is general in nature and may not be suitable for all NRI profiles across all jurisdictions.
FEMA Regulations (India)
All investments by Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) in Indian financial products must comply with the Foreign Exchange Management Act (FEMA) and Reserve Bank of India (RBI) guidelines. Eligibility to invest in specific products through NRE or NRO accounts, and the repatriation of funds, is governed by FEMA and may change. Visitors are responsible for ensuring their own FEMA compliance.
Country-of-Residence Tax Obligations
NRIs have tax obligations both in India and in their country of residence. Tax treatment of Indian investments — including mutual funds, ULIPs, insurance proceeds, and fixed deposits — varies by jurisdiction and by applicable Double Taxation Avoidance Agreement (DTAA). Information on this website does not constitute tax advice. You should consult a qualified tax adviser in both India and your country of residence before investing.
US Persons
Certain investment and insurance products described on this website may not be available to US citizens or US tax residents due to FATCA (Foreign Account Tax Compliance Act) or other US regulatory restrictions. US persons should seek specific legal and financial advice before proceeding.
UK Residents
This website does not constitute a financial promotion regulated by the Financial Conduct Authority (FCA). UK residents should seek FCA-regulated advice for investment decisions relating to their UK assets and tax position.
7. External Links
This website contains links to third-party websites operated by associated ventures and partners, including:
- www.batai.uk — BatAI, an AI business communication platform co-founded by Mahipal Katha
- www.thefinsetter.com — Finsetter, a platform of Prudent Corporate Advisory Services Ltd.
- www.eappstech.uk — EApps Technologies, founded by Mahipal Katha
- Other portfolio company websites referenced in the Business Portfolio section
While these links are provided for convenience and context, Mahipal Katha and mahipalkatha.com are not responsible for the content, accuracy, privacy practices, or availability of any external website. Linking to a third-party website does not imply endorsement of that website's content beyond what is expressly stated on this website.
Each external website is governed by its own terms of use and privacy policy. Visitors should review those policies before engaging with those sites.
8. Copyright
© 2026 Mahipal Katha. All rights reserved.
All content on this website — including text, images, logos, graphics, page layouts, and other materials — is the intellectual property of Mahipal Katha or of the respective third-party rights holders where indicated, and is protected by applicable copyright law.
You may not reproduce, redistribute, republish, copy, store, modify, or otherwise use any content from this website for commercial purposes without the prior written consent of Mahipal Katha. Limited personal, non-commercial use is permitted provided this copyright notice is retained.
Company logos displayed on this website (including those of Tata AIA, Prudent Corporate Advisory, BatAI, EApps Technologies, and associated portfolio companies) remain the property of their respective owners and are used here for identification and informational purposes only.
9. Jurisdiction & Governing Law
This website is operated by Mahipal Katha, with principal offices in Hyderabad, Telangana, India and London, United Kingdom.
Unless otherwise required by applicable mandatory law in the user's country of residence, this Disclaimer and any disputes arising from the use of this website shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of Hyderabad, Telangana, India.
If any provision of this Disclaimer is found to be unenforceable under applicable law, the remaining provisions shall continue in full force and effect.